Understanding Credit Reports: Your Financial Health at a Glance – Study Dream Finance
A credit report is more than just a document; it’s a snapshot of your financial health. Whether you’re applying for…
Welcome to Study Dream Finance
our Gateway to Education Loans for Higher Studies Abroad
Explore a wide range of education loans tailored to help you achieve your academic goals. Let us make your dream of studying abroad a reality.
Inquiry
0
+
Happy Customer
0
+
Banking Partner
0
+
Country
0
+
Our Client
About Our services
Our Loans Will Fill Your Dreams Come True
At Study Dream Finance, we specialize in offering personalized financial solutions to support your higher education abroad. With a network of trusted banking partners, we ensure hassle-free loans, competitive interest rates, and unparalleled guidance throughout your financial journey.
- Loans ranging from ₹1 Lakh to ₹1.5 Crore
- Flexible repayment options tailored to your needs
- Expert support for faster approval and documentation
Our services
Our Loans Will Fill Your Dreams Come True
Education Loan
nlock financial assistance for your higher education at globally renowned universities.
scholarship Loan
Apply for loans to cover remaining tuition fees even after receiving a scholarship.
Refinance Loan
Get competitive rates to refinance your current education loan.
Top-Up Loan
Need extra funds? Apply for a top-up loan to cover unexpected expenses.
Why Study Dream Finance Loans?
At Study Dream Finance, we prioritize making your education loan experience as seamless and stress-free as possible. Here’s why students and their families trust us:
Choose from Multiple Banks
Assistance in Pre Visa Disbursement
Easy Application Process
Zero Service Charges*
Enhancing Financial Growth Together
Our Trusted Banking Partners
Secure available
Loans backed by collateral, offering lower interest rates and higher loan amounts. Ideal for students with assets to pledge.
Unsecure available
Loans without collateral, offering quicker approval and easier access. Best for students without assets to pledge.
Get Your Education Loan Now
STUDY DREAM FINANCE Loans offers you the Best/Lowest Rate of Interest among leading partners
Get The Entire Process Done Through Us.
Overseas Education Loan Requirements
• Credit / CIBIL Score is a three-digit numeric summary of your credit history
• found in the CIBIL Report. CIBIL score will be in the range of 0 to 900. Banks check your CIBIL score before approving your loan.
• Know what your score indicates
• CIBIL Score between 0 or -1: If your score is 0 then it just means that
• you have no credit history created via a credit card or loans.
• CIBIL Score between 300 – 600: This is a real poor credit score. It means you have been defaulting on payments
• and the chances of getting new loans/credit cards are minimal.
• As such you should not miss your EMIs and should focus on payment of credit card dues well on time!
• CIBIL Score between 600 - 750: You are on the right path.
• You will not face any problem while getting the loans or credit cards issued.
• Banks will be ready to offer you a line of credit for sure!
• CIBIL Score between 750 - 900: This range indicates that you are regular with loan
• EMIs and credit payments with a really good payment history. Banks consider these people with high priority.
• You may get too many loan offers and at attractive rates of interest along with several Credit Card offerings!
• Offer Letter/Admission Acceptance Letter from the University / College
• Prospectus of the University or copy of online course details
• Recognition of the University/College by competent authority WHED
• Statement of cost of study/ Schedule of expenses for the entire duration of the course
• Receipt of Tuition fees paid to the University (If any)
• Academic Documents
- 10th & 12th Marksheets with Diploma Certificate (If any)
- Marksheets of Graduation along with Provisional / Degree Certificate
- Standardized Test Scores as applicable (GRE/ GMAT/ ACT/ SAT/ IELTS/ TOEFL/ PTE, etc.)
- Work Experience Certificate (If any)
• Photocopy of the first and the last page of the Passport
• Photocopy of PAN Card and Aadhar Card of the Student
• Photocopy of Student Visa & Air Ticket (At the time of Disbursement)
1. In case of Salaried Persons
-Income Tax Returns and Form No. 16 of last 2 years
-Salary slips of last 3 months
-Appointment / Promotion Letter along with copy of Employee Identity Card
-Bank Account Statement of last 6 months (Salary / Personal Account)
2. In case of Business Persons
-Income Tax Returns, Balance Sheet, Profit & Loss Account, Computation of Income of last 2 years
-Bank Account Statement of last 6 months (Personal and Business Account)
-Business Proof – Registration Certificate / GST Registration Certificate
3. In case of Agricultural Income
-Income Certificate for the last 2 years issued by Tahsildar / Mandal Revenue Officer / A Revenue Department Officer having State Level Gazetted rank
4. PAN Card and Aadhar Card
o Photocopies as well as originals of
• Sale Deed (Registered)
• Mutation in the name of the present property owner
• House Tax Receipt (Latest) in the name of the present property owner
• Electricity Bill (Latest)
• Sanctioned Map of the property
• Deed of Declaration / Apartment (in case of Flat)
• Power of Attorney (if any in case of Flat)
• Building Permission Letter (in case of Flat)
• Lease Renewal Deed and NOC (No objection certificate)
• Society Registration Certificate and Occupancy Certificate (OC) (If applicable)
• Non-Agriculture (NA) Certificate & RL Order
• Demarking (Boundary wall / Fencing) (in case of open plot)
• Photocopy of the WILL in case of grandparents’ property
*Note*
- Agricultural land is not considered by banks for Education loan
- Gram Panchayat property is also not considered by the banks unless supported by Town Planning approvals.
Our Blog
Smart Strategies for Repaying Your Study Loan – Study Dream Finance
Education loans are a stepping stone to achieving your academic and career aspirations. However, the journey doesn’t end with securing…
Empower Your Dreams with Education Loans – Study Dream Finance
Education is the cornerstone of a prosperous future, and for many students in India, studying abroad is a life-changing opportunity.…
Client Review
I have taken services from Study dream finance for Overseas Education Loan. I am overwhelmed with the support I received. They possess a smooth, simple and hassle-free process and they're quite reliable. They helped me in getting an unsecured loan of Rs 25 Lakhs.
Amish khadela
